Treasury & Payments

Cross-Border Services

Do y'all take operations on both sides of the border? If you do, you know the importance of back up for seamless operations between Canada and the United States. We can help yous monitor trends in both countries, execute transactions, and maintain flexible negotiations with international suppliers, clients and distributors.

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Manage Your Payables

Save time and money with a range of solutions that can streamline your payables process, reduce errors and cut down on your paperwork.

Finer manage your payments to suppliers and employees with simple, flexible solutions available through Online Banking for Business:

Interac east-Transfer®* for business

Whether you're paying multiple suppliers or invoicing clients for a service, Interac e-Transfer is a convenient way for your concern to send instant payments within Canada. All you need is your recipient's email accost or account number.

  • Funds arrive inside seconds when y'all send an e-Transfer to an account number or to an e-mail accost gear up upwards for Autodeposit at participating institutions.
  • Transport funds to up to fifty recipients at once manually or using payment templates. If yous use File Transfer Facility (FTF) you tin upload upward to 100,000 payments in i file.
  • Access a shared company-broad recipient listing and skip having to manually add a recipient to multiple users' lists.
  • Add reference details to your east-Transfers, such as invoice information, to make information technology easier to identify the purpose of a payment.

Interac e-Transfer is ideal for non-frequent payments, for things like payroll for temporary staff, insurance claim payouts, company rebates and emergency fund disbursements.

To larn more about Interac e-Transfer, view this online demo.

Visit Online Banking or Online Banking for Business organization to use e-Transfer today!

  • Electronic Funds Transfer: Send funds electronically through either a Canadian or U.S. dollar account to any financial establishment in Canada.

  • ADP®**† Payroll: From basic payroll to circuitous international people management systems.

  • Wire Payments: Transport wire payments anywhere in the earth securely, rapidly and easily.

  • Foreign Exchange: Make payments in foreign currencies.

  • Tax & Pecker Payments: Pay bills and taxes online, anytime.

Manage Your Receivables

Better the efficiency of your collections processing and advance your access to funds. We tin can help y'all quickly capture and catechumen sales and enhance your cash flow with these solutions:

  • Automate collection with EFT Transfer.

  • Streamline the collection, processing and depositing of high-volume receipts with Wholesale Lockbox Services.

  • Utilise Moneris®*** Payment Solutions to facilitate credit and debit card purchases.

  • Interac ® e-Transfer: Receive electronic payments from businesses with a Canadian dollar account at any Canadian financial institution1.

  • Deposit cheques with BMO DepositEdge® 24/7 from anywhere, using your desktop scanner.

  • Access complete and customizable beak payment remittance information in a streamlined, efficient and secure environment with BMO Merchant Bill Pay Service.

Deposits & Liquidity

Make the most of the coin your business earns.

Balance what y'all need for your business today with investing in its future success it starts with a sound liquidity and investment program. Let us help suggest you.

Information Reporting & Risk Management

Real-time, accurate reporting gives y'all a clear motion picture of your finances, helping you ameliorate manage and monitor your cash flow.

Access the information you demand to brand audio treasury and payment decisions, including:

BMO® Online Banking for Business provides timely account remainder and transaction activity, the status of payments and receivables. You also receive alerts for incoming transactions.Learn more

Account Reconciliation

Business relationship Data allows monitoring of account balance and transaction activity, export account data and set preferences for flexible report options.

Cheque Prototype Services provides access to high quality cheque images for upward to seven years.

Auto Connect allows for automatic exchange reports and other transaction data betwixt BMO Online Banking for Business and your reckoner or treasury workstation.

Reduce the Risk of Fraud and Help Protect Your Business organisation

Digital Bank check Service helps deter fraud run a risk through a combination of features and options including:

Negative Pay:

Review items electronically and make whatsoever necessary returns based on industry timelines.

Positive Pay:

Fully automated cheque processing and reconciliation solution that compares daily paid items against cheques issued.

Enhanced Positive Pay:

Performs an optical character recognition scan on the payee zone of a cheque and compares confronting the payee data yous supply.

BMO has partnered with IBM®*** to offering IBM Security Trusteer®*** Rapport fraud protection software customized to protect your BMO Online Cyberbanking for Business session. This service is offered to BMO customers gratuitous of accuse.ii

Connect with us

1 Email is used for notification purposes and to provide instructions on how to deposit the money.

® † † Diners Club and Diners Guild International with the split circle device are registered trademarks of Diners Guild International Ltd.

® †* MasterCard is a registered trademark of MasterCard International Inc. Used under license.

®* Interac the Interac Logo and Interac e-Transfer are registered trademarks of Interac Inc. Used under license.

®** AIR MILES is a trademark of AIR MILES International Trading B.V. Used nether license by LoyaltyOne, Co. and Bank of Montreal.

®*** Registered trademark of International Business organisation Machines Corporation

® All trademarks non otherwise identified above are the holding of their corresponding owners